Bryan City Engineers recently revamped outdated floodplain maps. FEMA requires flood maps to be revised periodically. Approximately 10% of Bryan (around 2700 acres) now lies in floodplain. 180 homeowners were notified that their homes lie within the 100 year floodplain, the area that has a 1% or better chance of being flooded each year.
Help is on the way for residents newly identified as living in the floodplain as Bryan is part of a FEMA incentive program that will give 5% discounts for flood insurance.
Though I don't know of anyone happy about being identified as in the floodplain, these residents can sleep a bit better at night knowing that they are protected in case of flooding. Property values could be affected moderately, but a house that lies in the floodplain that never has flooded probably would be unaffected.
The cost of flood insurance, many times, is as little as $700 per year and can reap a huge payoff in the event of flooding.
College Station has been largely unaffected. Recent changes have even proved to be beneficial, and reduced the risk of flooding in neighborhoods at risk.
To find out if your home is in a designated floodplain visit FEMA's Website at www.msc.fema.gov. Remember that even if your home lies outside the designated floodplain it could potentially be flooded.
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